Insurance penetration

Insurance penetration reflects India’s household risks

India's insurance penetration is just 3.7%, and IRDAI must measure how effectively policies protect households from financial shocks. #insurance Read more »
Retail derivatives market

Retail derivatives market needs stronger investor safeguards

India's derivatives market recorded ₹91,685 crore in retail losses in FY26, prompting questions about investor protection and regulation. #derivatives Read more »
Bundelkhand's

Bundelkhand’s industrial ambitions face a jobs challenge

Uttar Pradesh's Bundelkhand investment drive promises industrial growth, but water scarcity and skills shortages could limit local benefits. #Bundelkhand Read more »
core sector growth

Core sector growth conceals weakness in key industries

India's core sector grew 7.9% in September, but falling oil, gas and fertiliser production exposes growing dependence on imports. #coresector Read more »
Coal shortage

Coal shortage calls for a delivery first policy

India’s coal shortage calls for reliable plant deliveries, adequate reserves and better planning for evening electricity demand. #coalshortage #electricity Read more »
Rupee oil payments

Rupee oil payments need willing sellers

India can expand rupee oil payments for crude imports where banking costs, exchange-rate risks and suppliers’ needs make it worthwhile. #rupee #oil Read more »
India’s gig workers

India’s gig workers need a pension system that works

India’s Social Security Code recognises gig workers, but providing retirement income to people with irregular earnings will require a new approach to contributions and funding. #gigworker Read more »
RBI rate hike

RBI rate hike puts household finances under pressure

India's growing household debt raises concerns over the impact of RBI rate hikes on consumption, savings and loan repayments. #RBI Read more »
gold loans

What rising gold loans tell about household finances

The rapid growth of gold loans raises concerns about household financial resilience, particularly when borrowers pledge jewellery to repay existing debt. #gold #loans Read more »
Higher education

India’s higher education reforms: Turning access into opportunity

India has expanded higher education access, but faculty shortages, inadequate research funding, skill gaps and examination irregularities threaten to undermine the gains. #highereducation Read more »