Digital payments

Digital payments rules need to fix accountability

India’s digital payments run through banks, fintechs and vendors, and the RBI’s cyber rules test who can act when a transfer goes wrong. #digitalpayments Read more »
Poor data quality, Stand-Up India

Stand-Up India must track what happens after the loan

A ₹4,111 crore guarantee backs the Stand-Up India extension, but tracking applications and business survival would show where it makes a difference. #StandUpIndia Read more »
Urban youth unemployment

Urban youth unemployment rises as jobless rate falls

India’s jobless rate fell to 5.1% in July–September 2026, while urban youth unemployment rose to 18.9%, exposing a shortage of suitable first jobs. #unemployment Read more »
India’s car exports ambition

India-EU FTA puts India’s car exports ambition to the test

Lower tariffs under India-EU FTA may bring more European models to India, but the larger gain would come from car exports to overseas markets. #EU #FTA Read more »
Bulk drug manufacturing scheme

Bulk drug manufacturing scheme must look beyond new plants

The proposed ₹7,000 crore bulk drug manufacturing scheme targets Chinese import dependence, but the real test is whether domestic plants can win repeat orders. #pharma Read more »
Overseas borrowing

Overseas borrowing binge can cost Indian companies dear

Overseas borrowing surge shows why Indian companies should weigh dollar loans against rupee financing over the full life of the debt. Read more »
Demonetisation @ 10

Demonetisation @ 10: The costs and the lessons

The demonetisation experiment disrupted economic activity, expanded tax scrutiny and exposed the limits of fighting black money through cash bans. #demonetisation Read more »
Mudra loans

Mudra loans: Women get more accounts, less credit

Mudra loans have expanded credit access for women, but smaller loans may restrict their ability to grow businesses and create jobs. #Mudra #loans #credit Read more »
Tax devolution

Tax devolution leaves states short of fiscal autonomy

The 16th Finance Commission's tax devolution formula has retained states' share of central taxes at 41%, leaving unresolved questions about revenue powers, untied transfers and spending flexibility. #tax #states Read more »
BSNL

BSNL needs a revival plan. MTNL needs an exit strategy

India needs a viable public sector telecom operator for strategic connectivity and competition, but preserving BSNL does not justify keeping MTNL alive indefinitely. #BSNL #MTNL Read more »