crowd safety planning

Crowd safety at places of worship: Why India needs a resilience-first shift

As India’s religious footfalls now match city-scale crowds, crowd safety planning must move from threat-centric optics to resilience-first design rooted in crowd science. #crowd #safety Read more »
universal subsidies india

Universal subsidies: Why targeting and exit clauses matter

An ADB–PwC report to the 16th Finance Commission calls for better targeting of universal subsidies, tighter audits and sunset clauses. Read more »
LIC market share

LIC market share ambition faces the digital insurance test

LIC market share is more than half of India’s life insurance industry, but can it retain its dominance in the age of digital underwriting? #LIC Read more »
de-dollarisation

De-dollarisation 2026: Tariff war pushes countries to diversify

Tariff coercion, fiscal strain, and sanctions risk are reviving de-dollarisation efforts; a plural currency system likely as no clear successor exists. #dedollarisation #tradewar Read more »
Bengaluru Metro fares

Bengaluru metro fares aren’t the problem; it’s the last mile

Bengaluru Metro fares are not the decisive lever many policymakers assume; last-mile reliability decides commuter choices. Read more »
Currency in circulation

Currency in circulation: What India’s ₹40 lakh crore cash stock means

Currency in circulation hit a record ₹40 lakh crore in January 2026 despite UPI clocking about 21.7 billion transactions worth ₹28.33 lakh crore. #UPI Read more »
India-EU FTA

India-EU FTA: Why paperless trade readiness is the real test

The India-EU FTA will deliver only if India fixes the unglamorous plumbing of trade: interoperable, legally valid paperless processes across borders. #India-EUFTA #FTA #trade Read more »
policy circle image

India-US trade deal: Which farm products enjoy tariff cuts

The interim India-US trade deal keeps agriculture products mostly outside the framework, but the real risk lies in a few tariff lines, not a broad import surge. Read more »
Gujarat’s digital food currency pilot

Can digital food currency address PDS design flaws

Gujarat’s digital food currency pilot will use e-rupee coupons for PDS entitlements, but can it ensure failure-proof delivery at ration shops? #PDS #Ration #Gujarat Read more »
Municipal Finance

Municipal finance is India’s urban faultline

India’s urban present and future are being strangled not by lack of ambition, but by the collapse of municipal finance, accountability and autonomy. #MunicipalFinance #governance Read more »