RBI Payments Vision 2025

RBI Payments Vision 2025: Inclusion gaps remain despite UPI success

RBI Payments Vision 2025 scaled digital payments, but usability, accessibility and fraud protection still lag for many users. #UPI #RBI #payments Read more »
UPI global expansion

UPI global expansion faces the real cross-border test

UPI global expansion must solve settlement, merchant incentives, fraud liability, and sustainability to scale. #UPI Read more »
Currency in circulation

Currency in circulation: What India’s ₹40 lakh crore cash stock means

Currency in circulation hit a record ₹40 lakh crore in January 2026 despite UPI clocking about 21.7 billion transactions worth ₹28.33 lakh crore. #UPI Read more »
UPI Global expansion

India eyes UPI global expansion to complete fintech revolution

India is making efforts towards UPI global expansion, but cross-border systems remain vulnerable to geopolitical and technical risks. #UPI #digitalpayments Read more »
UPI, IoT

UPI goes global and smart with IoT-enabled payments

NPCI’s IoT-enabled UPI will allow autonomous payments from smart devices, redefining the future of digital finance in India and abroad. #UPI #NPCI #IoT Read more »
financial inclusion, UPI, Jan Dhan Yojana, Digital India

Financial inclusion must go beyond bank accounts

Financial inclusion must evolve into financial resilience, focusing on customised products for low-income and marginalised groups. #financialinclusion #UPI #JanDhan Read more »
digital frauds

A wave of digital frauds threatens India’s banking sector

With India grappling with an unprecedented surge in digital frauds, the banking sector must invest in AI-driven security measures. #digitalfrauds #cybercrime Read more »
UPI

UPI is redefining India’s global fintech aspirations

India is leveraging UPI to boost financial inclusion, streamline trade, and position itself as a leader in the digital economy. #UPI Read more »
direct tax

UPI: Convenience, security, and impulsive spending

While revolutionising payments, UPI has inadvertently fuelled impulsive spending, raising concerns about financial discipline. Read more »
Remittance, UPI, LCR, digital payments

Remittance revolution: UPI, CBDCs can bring down transfer costs

UPI's efficiency and CBDCs' potential for bypassing intermediaries offer India a powerful one-two punch to slash remittance fees. #UPI #transfer Read more »