As UPI completes a decade, India must shift from expanding financial access to improving usage, trust and consumer protection. #UPI Read more »
UPI will remain free for consumers, but its ₹20,700 crore estimated operating cost has reopened the debate over who should fund the network. #UPI #MDR Read more »
MSME procurement in India is worth ₹124.9 trillion, but most purchases still pass through offline supplier networks. #MSME #UPI Read more »
The new payments amendment does not impose UPI MDR, but gives the Centre room to decide which transactions should remain free. #UPI Read more »
As digital public infrastructure expands into health and credit, gaps in consent, accountability and regulation become harder to ignore. Read more »
The UPI MDR debate is no longer about adoption, it is about sustaining a payment network that processes billions of transactions every month. #UPI Read more »
RBI Payments Vision 2025 scaled digital payments, but usability, accessibility and fraud protection still lag for many users. #UPI #RBI #payments Read more »
UPI global expansion must solve settlement, merchant incentives, fraud liability, and sustainability to scale. #UPI Read more »
Currency in circulation hit a record ₹40 lakh crore in January 2026 despite UPI clocking about 21.7 billion transactions worth ₹28.33 lakh crore. #UPI Read more »
India is making efforts towards UPI global expansion, but cross-border systems remain vulnerable to geopolitical and technical risks. #UPI #digitalpayments Read more »