bank consolidation

Why bank consolidation alone won’t guarantee strength

India’s bank consolidation drive must focus on reform, inclusion, and capital strength—not just size. #banking #PSU Read more »
FDI in banking

FDI in banking to get control without contagion

Big-ticket FDI in banking can deliver technology and competition if integration plans, outcome dashboards and recovery regimes are enforced. #FDI #banking Read more »
RBI, Bank grievance redressal,

Bank grievance redressal system in for an overhaul

RBI’s new framework for bank grievance redressal seeks to ensure compensation matching actual loss and to strengthen trust. #RBI #banking Read more »
Indian banks

Indian banks bet big on branches despite digital boom

Leading Indian banks continue branch expansion, proving physical infrastructure still drives financial growth. #banks Read more »
public sector banks

Public sector banks are bouncing back —with digital upgrade, record profits

A sweeping reform agenda, combined with a digital pivot and rising profitability, is fuelling the quiet resurgence of public sector banks. #PSBs #banking #publicsectorbanks Read more »
RBI's inflation target, RBI rate cut

Liquidity crunch: RBI steps in to diffuse the crisis

As the banking system grapples with a severe liquidity crunch, the RBI has rolled out a Rs 1.9 trillion infusion to stabilise the banking system. #banking #liquidity Read more »
The looming NPA crisis

NPA trouble: Can India’s lenders achieve sustainable stability

With write-offs masking deeper issues and small finance banks under pressure, India’s banking system faces an uphill battle the threat of an NPA crisis. #NPAs #badloans #banking Read more »
banking

Banking on the edge: High stakes of digital revolution

The fusion of technology and banking is reshaping finance at breakneck speed, offering both transformative opportunities and profound risks. #banking @ssmumbai #rbi Read more »
Bank NPAs

Looming NPA crisis: Unsecured loans threaten India’s private banks

The surge in unsecured lending, fuelled by the rise of instant loan apps, has created a debt trap for many borrowers, leading to a corresponding increase in NPAs for banks. #NPA #banking Read more »
Remittance, UPI, LCR, digital payments

RBI’s LCR circular: A double-edged sword for digital banking

RBI's LCR circular has ignited concerns among banks, particularly the tech savvy ones reliant on internet and mobile banking. #bank #banking Read more »