AI profiling in finance

AI profiling in finance needs stronger consumer safeguards

As financial institutions use artificial intelligence to predict customer behaviour, India's regulatory framework must address how personal inferences are made and used to influence financial decisions. #AI Read more »
BSNL

BSNL needs a revival plan. MTNL needs an exit strategy

India needs a viable public sector telecom operator for strategic connectivity and competition, but preserving BSNL does not justify keeping MTNL alive indefinitely. #BSNL #MTNL Read more »
cash transfers to women

Can cash transfers empower women?

Cash transfers might offer immediate support, but lasting economic empowerment depends on women’s access to jobs, assets and productive resources. Read more »
Energy subsidies

Energy subsidies must pass the household affordability test

India’s energy subsidies need to be judged by household affordability, sustained LPG use and the risk of excluding eligible families. #energy #LPG Read more »
national green hydrogen mission

Green hydrogen: India’s big ambitions vs costly realities

India’s green hydrogen ambitions are running up against high production costs, infrastructure gaps and uncertain domestic demand. Read more »
social media safe harbour

India should reform social media safe harbour, not abolish it

The plan to reconsider legal immunity for social media platforms is justified, but blanket liability could encourage censorship and hurt smaller technology companies. #socialmedia Read more »
India's coastal shipping

India’s coastal shipping ambitions face a cost hurdle

The government wants to double the freight share of coastal shipping and inland waterways by 2047, but poor connectivity, additional handling costs and uncertain volumes remain obstacles. Read more »
Insurance reform

Insurance reform must protect the borrower’s right to refuse

IRDAI’s insurance reforms must address unsuitable advice and forced loan bundling while preserving access to useful cover. #IRDAI #insurance Read more »
Cement industry consolidation

Cement industry consolidation tests competition law

India’s cement industry consolidation calls for regional scrutiny of pricing power, merger benefits and the loss of independent rivals. #cement Read more »
Faculty shortages

Faculty shortages weigh on India’s university research ambitions

Faculty shortages and administrative workloads weaken university research, and India needs better recruitment and protected research time. #university Read more »