microfinance sector

A microfinance reset may be painful — but necessary

India’s microfinance sector is correcting past excesses, but shrinking loan books, stressed household cash flows, and cautious lenders now threaten to turn a reset into exclusion. #MFI #microfinance Read more »
monetary policy changes across the world

How crisis-era monetary policy reshaped the limits of central banking

Years of quantitative easing helped economies stabilise after 2008, but the central banks are now attempting to reverse it through monetary policy. Read more »
insurance FDI

Insurance FDI reform opens doors — but it won’t flood the market

Raising insurance FDI limits may improve capital and governance, but without fixing distribution and regulation, India’s penetration problem will persist. #FDI #insurance Read more »
nuclear policy

Nuclear policy needs realism, not grand targets

India's nuclear policy must temper ambition with execution capacity and energy economics. #nuclear #SHANTIBill Read more »
PLI scheme

PLI scheme needs a jobs reset, not just exports success

India’s PLI scheme has lifted smartphone exports, but its capital-heavy design and weak job focus limit its economic payoff. #PLIscheme #manufacturing Read more »
distress migration

Distress migration: Anti-trafficking policy must focus on mental health

India’s distress migration and trafficking crisis cannot be solved without embedding mental health care into every stage of rescue and rehabilitation. #migration #mentalhealth Read more »
India education spending

Why India must raise education spending to 6% of GDP

India’s low education spending risks harming growth; higher investment is essential for skills and productivity. #education Read more »
healthcare

Costly healthcare: Why out-of-pocket spending remains high

India’s healthcare system still exposes households to crippling out-of-pocket spending despite rising public spending and insurance coverage. #healthcare Read more »
IndiGo crisis and systemic crisis in aviation

Indigo crisis: Market concentration raises systemic risks

The IndiGo crisis reveals how monopolies in key sectors create systemic risks for consumers. Read more »
deregulation

Deregulation drive: Can states deliver the next big reform?

India’s nationwide deregulation sweep seeks to modernise rules across land, labour, environment and services, but its success will depend on state capacity and political will. #reforms #policy #business Read more »