loanable funds market

India’s loanable funds market faces a credit-deposit squeeze

India’s loanable funds market is being reshaped by faster credit growth, slower deposit mobilisation, large public borrowing and rising non-bank finance. #loanablefunds Read more »
NEP 2020

NEP 2020’s mother tongue push may deepen India’s school divide

NEP 2020’s language policy is pedagogically sound, but delayed English access can deepen inequality in higher education and jobs. #NEP2020 #education Read more »
welfare rights or freebies

Welfare rights, not freebies, must guide India

India’s welfare rights debate must move beyond “freebies” and dashboards to ask whether citizens can access support with dignity. Read more »
digital public infrastructure india

Digital public infrastructure: Scale without safeguards

As digital public infrastructure expands into health and credit, gaps in consent, accountability and regulation become harder to ignore. Read more »
One nation One Election

One Nation, One Election: A fixed election cycle can cut governance cost

India’s fragmented election calendar imposes fiscal, administrative and governance costs that a staggered One Nation, One Election model can reduce. #elections Read more »
deepfake regulation

Deepfake regulation must not chill free speech

Deepfake regulation must distinguish fraud, harassment and satire instead of treating all synthetic content alike. #deepfake Read more »
funding the National Quantum Mission

National Quantum Mission needs funding discipline

The National Quantum Mission has ambitious targets, but its first-year funding and utilisation reveal a serious execution gap. Read more »
medical titles debate

Medical titles debate raises public health concerns.

A landmark case and recent judicial ruling on medical titles highlight tensions between healthcare access, professional titles and risks of quackery undermining public health. Read more »
India's education system

India’s education system faces a design crisis

The gaps in India’s education system are structural, with learning deficits and system fragmentation driving inequality and weak outcomes. #education Read more »
US military bases in the Gulf

US military bases and Gulf states’ sovereignty dilemma.

Iranian strikes on US military bases in the Gulf states exposes alliance limits, legal dilemmas and heightened risks for host nations. Read more »