gold loans

What rising gold loans tell about household finances

The rapid growth of gold loans raises concerns about household financial resilience, particularly when borrowers pledge jewellery to repay existing debt. #gold #loans Read more »
Higher education

India’s higher education reforms: Turning access into opportunity

India has expanded higher education access, but faculty shortages, inadequate research funding, skill gaps and examination irregularities threaten to undermine the gains. #highereducation Read more »
Higher producer prices

Higher producer prices do not mean a manufacturing revival

Producer prices are rising, but stronger orders and better margins must support the case for a manufacturing revival. #manufacturing Read more »
NPS Central

NPS Central eases access, but pension adequacy needs more

NPS Central simplifies pension management, but irregular earnings and interrupted contributions still threaten retirement security. #NPS Read more »
India-New Zealand FTA

India-New Zealand FTA faces the test of commercial use

India-New Zealand FTA widens trade and professional mobility while retaining farm safeguards and setting a private investment ambition. #India #NewZealand #FTA Read more »
India’s critical minerals strategy

India’s critical minerals strategy needs more than diplomacy

India's overseas critical minerals strategy need political-risk protection, affordable finance and domestic processing capacity. #criticalminerals Read more »
Startup funding

Startup funding recovery leaves smaller firms behind

India's Startup funding recovery recovery favours larger deals, leaving early-stage and deeptech startups struggling to secure funding. #startups #funding Read more »
Widening trade deficit

Widening trade deficit: The missing link is domestic value

India needs stronger domestic suppliers to turn export growth into lasting manufacturing competitiveness and foreign-exchange gains. #tradedeficit Read more »
IDBI Bank

IDBI Bank sale tests India’s privatisation strategy

The ₹52,878 crore sale of IDBI Bank to Fairfax could encourage more foreign investment in Indian banking, but the difficulties of valuation and regulation remain. #IDBI #Banking Read more »
FDI boom

FDI boom conceals a troubling investment gap

India's FDI boom is welcome, but repatriation and overseas expansion by Indian companies are keeping net inflows low. #FDI Read more »