LIC market share

LIC market share ambition faces the digital insurance test

LIC market share is more than half of India’s life insurance industry, but can it retain its dominance in the age of digital underwriting? #LIC Read more »
cooperative banks

Cooperative banks: RBI must fix structure, not issue licences

India’s cooperative banks matter for inclusion, but their governance and capital design clash with modern prudential regulation. #cooperativebanks #financialinclusion Read more »
aviation sector

Duopoly in aviation sector cannot be fixed by CCI action alone

Two airlines dominate India’s aviation sector, but aircraft supply and regulatory coordination now reinforce that dominance. #aviation Read more »
data centres

India’s data centre ambitions hinge on availability of water, power

Data centres are now treated as core infrastructure, signalling a shift in India’s digital policy, but water stress and power constraints may determine its success. #datacentre Read more »
Medical device manufacturing

Medical device manufacturing runs into structural limits

India’s medical device manufacturing strategy is colliding with gaps in regulation, testing, and high-risk manufacturing, and PLI cannot bridge these alone. #PLI #medicaldevices Read more »
DISCOM reform

Discom reform: Why pricing discipline mattered more than bailouts

A December 2022 rule change forced automatic cost pass-through, narrowing the ACS-ARR gap, and kicking off one of the most effective discom reform cycle. #Discom Read more »
India’s airfare surge pricing

Airfare surge pricing tests India’s competition framework

India’s airfare surge pricing shows how algorithms and concentration can undermine competition in essential services. Read more »
corporate dollar borrowing

Corporate dollar borrowing boom carries a familiar risk

India’s surge in corporate dollar borrowing through syndicated loans reflects easy global liquidity, but the currency and refinancing risks remain unresolved. #dollar Read more »
India seeks to emulate Europe’s tourism success

Tourism could become India’s top strategic services export

Europe’s tourism success rests on institutional coordination, a lesson India has yet to apply despite vast assets. Read more »
Indian MSMEs

India’s MSMEs need systems, not more schemes

Europe’s manufacturing success shows that MSMEs thrive not on subsidies, but on strong ecosystems of finance, skills, and clusters. Read more »