AI in banking

AI in banking carries huge financial stability risks

AI in banking can improve lending and fraud detection, but correlated trading and cloud dependence could turn small failures into financial shocks. #finance #AI Read more »
bank boards

RBI frees bank boards from the compliance treadmill

RBI’s bank board rules cut routine work but leave directors answerable for strategy, technology and risk. #RBI #board Read more »
human knowledge AI regulation

AI needs a knowledge dividend for the human work it uses

AI rules cover safety and copyright, but not the financing of the knowledge system that trains commercial models. Read more »
MSME productivity,

MSME productivity needs sequence before subsidy

India’s small industry policy should focus less on higher number of firms and more on MSME productivity. #MSME Read more »
Standard Chartered India

Standard Chartered India trims retail for affluent clients

Standard Chartered India’s branch cuts show foreign banks retreating from mass retail and chasing affluent clients. #StandardChartered #banking Read more »
RBI IFR rule change

RBI IFR rule change favours PSBs, mid-cap banks

RBI IFR rules rollback frees internal bank buffers, with PSBs and select mid-cap private banks gaining more than large private lenders. #RBI Read more »
R&D leadership

India’s R&D leadership problem begins in the lab

Seniority still decides too many R&D leadership roles in Indian labs, weakening teams and collaboration. #R&D Read more »
India’s apprenticeship scheme

India’s apprenticeship scheme has few takers

The national apprenticeship scheme needs employers, colleges and states to make training worth the cost for candidates. #internship Read more »
MSME financing

MSME financing must move beyond collaterals

India’s MSME financing leaves a clear digital trail, but banks still lean too heavily on collateral. #MSME Read more »
workforce skilling

India’s AI challenge is a workforce skilling challenge

India’s AI dividend will depend on whether its workforce skilling can be fast enough. #AI #skillling Read more »