Liquidity surplus

Liquidity surplus will test banks’ lending discipline

India’s liquidity surplus may lower funding costs, but weak underwriting could push credit into inflated assets. #liquidty #forex Read more »
policy circle image

Alternative fuel cars set to dominate Indian market

Alternative fuel cars overtook petrol vehicles in August sales, and the transition is becoming multi-fuel rather than purely electric. Read more »
CCI commitment regulations

CCI commitment regulations need deeper reform

India’s CCI commitment regulations must create safeguards on review, evidence and enforcement, not merely longer filing timelines. #CCI Read more »
NBFC funding

NBFC funding must diversify as sector grows

India’s NBFC funding concentration and maturity mismatches remain causes of worry as lending expands. #NBFC #banking Read more »
IRDAI EoM limits crackdown

IRDAI EoM limits crackdown tests insurers’ cost discipline

IRDAI is tightening enforcement of EoM limits as the industry wrestles with high distribution and customer-acquisition costs. #insurance Read more »
Airport privatisation

Airport privatisation must pass a competition test

India’s airport privatisation plan needs competition safeguards based on traffic share, not simply the number of airports. #privatisation #aviation Read more »
Retail MSMEs

Retail MSMEs need more than Udyam recognition

Udyam recognition has helped retail MSMEs, but credit, GST costs, digital payments and fragmented regulation still constrain them. #MSMEs Read more »
UPI MDR debate

UPI MDR debate shifts from users to large merchants

UPI will remain free for consumers, but its ₹20,700 crore estimated operating cost has reopened the debate over who should fund the network. #UPI #MDR Read more »
AI infrastructure

AI infrastructure needs clear environmental rules

India’s AI infrastructure push needs clear rules on power and water before data-centre clusters strain local resources. #AI Read more »
Cybersecurity

Cybersecurity has become a boardroom risk

Cybersecurity oversight now requires operational evidence with remote work, third-party software and AI tools widening corporate exposure. #cybersecurity Read more »